Treasury solutions

Treasury solutions built for how businesses move money

Treasury solutions that improve cash flow, reduce risk, and simplify payments.

Payments & Disbursements

Move money securely and on time with flexible payment solutions that support everyday operations and time‑sensitive transactions.

ACH credits for vendor payments and payroll*
ACH debits for customer collections*
Domestic wire transfers*
Same‑day ACH where speed matters*

*Services subject to approval

Collections & Receivables

Accelerate incoming funds and improve working capital with tools that help streamline receivables and reduce manual processes.

ACH debit collections*
Incoming wire payments
Remote Deposit Capture* for check deposits

*Services subject to approval

Cash Flow Visibility & Reporting

Gain a clear, real‑time view of your cash position to support better decision‑making and planning.

Transaction and balance reporting
Real‑time account activity monitoring
Custom alerts for payments, balances, and exceptions

User Access & Approval Controls

Maintain control as your business grows with multi‑layered access and approval capabilities.

Multi‑user access with customizable permissions
Dual controls for payments and wires
Approval workflows to reduce risk and errors

Fraud Prevention & Risk Management

Protect your business with treasury tools designed to help detect, prevent, and respond to fraud.

ACH filters and blocks
Positive Pay to help prevent check/ACH fraud
Layered security controls embedded across treasury services

Why Choose State Bank of Texas for Treasury Solutions

• Dedicated treasury specialists who understand your business

• Responsive, local decision-making

• Scalable solutions that grow with you

• A relationship-driven approach backed by strong controls

woman looking at ipad