Treasury capabilities that give you control and confidence
Our treasury solutions are designed to help businesses move money efficiently, maintain visibility over cash positions, and manage risk without adding complexity.
TREASURY SOLUTIONS
Treasury solutions built for how businesses move money
Manage cash flow, control payments, and reduce risk with treasury services designed to support growing businesses—all backed by the relationship, responsiveness, and expertise of State Bank of Texas.
Payments & Disbursements
Move money securely and on time with flexible payment solutions that
support everyday operations and time‑sensitive transactions.
→ ACH credits for vendor payments and payroll
→ ACH debits for customer collections
→ Domestic and international wire transfers
→ Same‑day ACH* where speed matters
*Services subject to approval.
Collections & Receivables
Accelerate incoming funds and improve working capital with tools that
help streamline receivables and reduce manual processes.
→ ACH debit collections
→ Incoming wire payments
→ Remote Deposit Capture* for check deposits
*Services subject to approval.
Cash Flow Visibility & Reporting
Gain a clear, real‑time view of your cash position to support better
decision‑making and planning.
→ Transaction and balance reporting
→ Real‑time account activity monitoring
→ Custom alerts for payments, balances, and exceptions
User Access & Approval Controls
Maintain control as your business grows with multi‑layered access and
approval capabilities.
→ Multi‑user access with customizable permissions
→ Dual controls for payments and wires
→ Approval workflows to reduce risk and errors
Fraud Prevention & Risk Management
Protect your business with treasury tools designed to help detect,
prevent, and respond to fraud.
→ ACH filters and blocks
→ Positive Pay* to help prevent check/ACH fraud
→ Layered security controls embedded across treasury services
*Services subject to approval.
Why State Bank of Texas for Treasury Services
- Dedicated treasury specialists who understand your business
- Responsive, local decision‑making
- Scalable solutions that grow with you
- A relationship‑driven approach backed by strong controls
Talk to a Treasury Specialist
Every business manages cash differently. Our treasury team will help assess your needs and recommend the right tools to improve efficiency, control cash flow, and reduce operational risk.
